- First Home Guarantee (federal) — allows eligible buyers to purchase with as little as a 5% deposit without paying LMI, subject to price caps that vary by region.
- Regional First Home Buyer Guarantee — a regional-specific variant of the above.
- First Home Super Saver Scheme (FHSSS) — allows eligible buyers to access voluntary superannuation contributions toward a first home deposit, subject to specific withdrawal rules and processing timeframes.
- State-based stamp duty concessions and grants — vary significantly by state and are frequently updated, so always check current thresholds directly with your state revenue office rather than relying on outdated figures.
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